The bank/lender uses their own asset management company to secure the property and clean up the property. Then the property will be listed for sale by a real estate company. You may contact any agent to help you in buying a foreclosure. Make sure you're pre-approved before placing an offer on a home.
Remember, there's no cost to the buyer to work with a buyer's agent. Think of agents/Realtors(R) as the 'good guys'. They truly want to help the consumer! - Amanda from Houston Texas
Just kidding. This house is now an asset of the original lean holder. They will most likly send it to their asset managers who will hire an REO agent who will list the house for sale to get the highest and best offer to keep property values up, and get the bank the most money back. If the house does not sell in X number of days, they may auction it off through various means. Find a great REO buyers agent in Houston and give them the property information and let them do some digging is what I suggest. I wish you the best luck.
Daniel K. Wyka
Keller Williams Elite Realty
24851 S. Tamiami Trail, Suite 1
Bonita Springs, FL 34134