Home Buying in Napa>Question Details

Aguilaralas, Home Buyer in New York, NY

I will like to find a lender in Napa Ca that can lend me money to by a house. No SSN only ITIN have passport and matricula consular grate credit,

Asked by Aguilaralas, New York, NY Mon Dec 3, 2012

Been in the valley for 20 years

0 votes Share Flag Home Buying in Napa

Help the community by answering this question:

Answers

5
Bob Wallin’s answer
Hi,
Sorry for the delay in an answer to your initial questions. There appears to be several issues that you usually may need to address such as 1."you must have green card...2. must be able to pull credit...3. verify income,assets"etc. to obtain a stateside loan as well as the usual requirements to quote a referrable & knowledgeable loan professional. If you feel I may be able to help you by no-fee Consulting, Coaching & Caring, you can contact me by the following: Bob Wallin. 707-337-5279, bwallin@windermere.com, http://www.BobWallinNapaRealEstate.com. I will be pleased to hear from you, Bob Wallin.
0 votes Thank Flag Link Sat Dec 8, 2012
Hello Aguilaralas, yes 30% down.

http://www.under640ficoscoreloans.com/Pages/StatedIncome.aspx

http://www.under640ficoscoreloans.com/Pages/ContactSheryl.aspx
Sheryl Arndt, Real Estate Broker – Sr. Loan Officer CA only
REO & Short Sale Specialist
20+ Years Experience
DRE# 01140252
NMLS# 297251
760-486-4225
0 votes Thank Flag Link Mon Dec 3, 2012
Hi Aguilaralas,

We might be able to help you.

We would be looking at a loan to value of 50%, and occupancy would need to be second home.
An investment, aka nonowner occupied, would be considered case by case with stronger guidelines. Minimum loan amount is $300k.

Even if the above conditions are met, your application would still be subject to
lender review.

They're pretty strict on these, but they are doable.

Hope this helps.


Thanks,

Cheris


PS. DON'T FORGET.to refer your family & friends for all of their home loan
needs.


Cheris Hallman
Sr. Loan Officer / REO Specialist
707-333-4900 Cell
877-272-2092 Fax
NMLS #252000
Cheris.Hallman@ProspectMtg.com
http://www.Cheris.com
0 votes Thank Flag Link Mon Dec 3, 2012
I have been there myself many years ago. I immigrated from Europe. Let me know when you come to Napa. http://www.ChristineHannah.com
0 votes Thank Flag Link Mon Dec 3, 2012
I have a Napa lender who is excellant and many years of of lending. Provident Bank : Kelly Hagler 707-321-4535. She should be able to help you. Regards Al 707-337-0896
0 votes Thank Flag Link Mon Dec 3, 2012
Search Advice
Ask our community a question
Email me when…

Learn more

Copyright © 2015 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer