Home Buying in Sound Beach>Question Details

Nickymel, Home Buyer in Sound Beach, NY

I will be a first time home buyer. I have no idea what to do. How do I go about finding an agent?

Asked by Nickymel, Sound Beach, NY Mon Jun 28, 2010

We are getting married this weekend and would like to start looking at homes when we return from our honeymoon. We need some information and a place to start.

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Answers

16
Start with your friends who are recent homebuyers, and also parents with connections to trusted agents. I mean, really work your friends and their parents and your neighbors on this.

If that doesn't yield results - I recommend visiting open houses and talking to the host agents. Talk, but make absolutely no appointments or commitments until you've decided that there are a couple or three agents who you really think will be good for you to work with. Then, meet with them, again without making any commitments, and see what you think then.

There is 'way too much information, most of which never applies to any one person's individual situation.

All the best,
1 vote Thank Flag Link Mon Jun 28, 2010
If you are looking in a certain area, find an agent with the broker that does the most business(has the market share in that area) They may be doing tours of other agents in the office and be able to alert you as soon as a house is listed or about to be. If you go with a big REALTOR or a team, you may not get the individual attention you need. Find someone who works full time as a real estate agent. The most important thing you can do is to simply be added to their email and get info on houses.

Go to as many open houses as you can. It will give you an opportunity to meet Realtors face to face to decide if you would like working with them. I never make my clients sign a buyers agreement right away. Truth is, I may not like working with them either. If they insist on you signing a buyers contract make sure it is only for a short duration. If the agent provides great customer service, this will not be a problem.


Good luck!!!
1 vote Thank Flag Link Mon Jun 28, 2010
If you are looking for a straight shooting experienced professional who will give you first rate service in Sound beach, Miller Place, Rocky Point, Port Jefferson Station and the surrounding areas. Call me. I will do everything to earn your business. Check my references from real customers.. I am a 5 star Zillow agent.
Sincerely,
Rob Leighton
Certified Buyer Representative
Certified Short Sale Realtor
Charles Rutenberg Realty, Inc. 631-828-4404 516-575-7500
Web Reference: http://ww.LIHomebuyer.com
0 votes Thank Flag Link Wed Aug 17, 2011
If you still have questions/concerns about finding a home, feel free to give me a call.. We're in the area. :)
0 votes Thank Flag Link Thu Apr 7, 2011
Take the time to explore the real estate web sites and review the agents and the profiles, listings and experience levels. The profiles of each agent should help you find someone who you feel comfortable with. This is an exciting and important process and you should have a strong comfort factor with your agent. Make sure they have the resources you will need in order to make the best decision and choices.
0 votes Thank Flag Link Thu Nov 4, 2010
I would suggest interviewing a few different agents and find out what experience they have with first time home buyers. It is important to find an agent who is willing to coach you through every step of the process. The agent must communicate with you and you loan officer to make certain that you are looking at homes that meet your personal and financial needs. My team works with first time home buyers on a regular basis and we have a number of references for you. We are located in Wading River and have a vast amount of knowledge in the local real estate market. Please give me a call to setup an interview.

Regards, Joe Savio, Associate Broker http://www.WeMoveProperties.com
631-745-8248
Coldwell Banker, Premier Homes
6257 Route 25A Wading River 11792
0 votes Thank Flag Link Thu Jul 22, 2010
well first ... congradulations.....!!
a new start together... how did you choose sound beach..? is that the only town you have narrowed down your wishlist to.?
first and foremost, see a mortgage rep and get yourself pre qualified..
its best to know what price range will be affordable for you before you even begin to look..
that way you will know what homes to focus on price wise..
your mortgage rep will ask you how much money you have saved toward your down payment and you will also need funds for your closing costs...
next the ever important job of a realtor..
you have the right to be represented by a buyers agent...
agents that you meet at open houses are obligated to represent the SELLERS best interest,
not the buyers.. so although going to open houses is a good way to get a feel for an agent they will be representing the seller there..
if you have any family or friends that have bought or sold a home a referral from them would be a good place ..
if not interview at least 3 and see who is listening to you, really listening to what you feel.. and answering you
clearly and honestly..
hope i helped..
my facebook page has lots of tips on it to.. stop by..!!
http://www.facebook.com/pages/Lisa-Palermo-Licensed-Realtor/…


Lisa Palermo
Coldwell Banker Residential
631-921-9979
0 votes Thank Flag Link Thu Jul 8, 2010
The very first thing to do is agree on a location where you both want to live. Once you have done this, the rest falls into place fairly well. Pick the sytle of the homes you are interested in, then it's price range. This is what you really need to focus in on. Speak to a mortgage professional and find out how much the loan amount can be in relationship to both of your income levels. Do not overextend yourself, be comfortable with the monthly payment. Know how much you are able to use as a down payment, plus you need to keep at least 4 months of "emergency funds", this is a crucial mistake most first time homebuyers make. Then start your home search on your computer,Trulia.com is a great place to begin. Once you have compiled a list of homes that meet all of your search criteria, it's now time to start driving around the neighbohood that you have selected, this will insure you are pleased with your decision. Now, here is the big one...Choosing a professional Realtor to show you homes. I hope that this little guided tour helps you to find your first home.
Visit: http://www.HamptonsHomes4Sale.com
0 votes Thank Flag Link Sun Jul 4, 2010
Nicky, I see that you have gotten many answers from realtors, which is definitely a great place to start, but as many of them told you, the right way to really start is by getting pre-qualified for a loan to find out how much you can afford to spend, and if you are even able to buy right now. If you would like to contact me, we can discuss a few details, I can run your credit to see where that is, and come up with a price range that you should look in. Of course you might want to wait until after the wedding to see if you will get gifts that you can use to purchase the house. Just an FYI, If you are planning to buy now, and use any money that was given to you in the form of checks for your down payment, make photo copies of all the checks you deposit. They don't have to be 1 per page, but line them up and copy a few to a page. Banks don't like to see large deposits without documentation.
0 votes Thank Flag Link Mon Jun 28, 2010
Go to a few open houses. These don't have to be houses for you, you are first shopping for your agent. Talk to agents. Are they responsive to your needs? Are they willing to represent you and your interests as a Certified Buyer Representative? Do you like them?
This is someone that needs to get to know you in order to work for you.
There are many things you will need, starting first with a prequalification from a mortgage professional. Once you've determined your comfort purchase level you and your agent will start viewing some homes first on the computer and then in the field.
You're just getting married and now buying your new home together, Congrats & good luck on both fronts.
If you would like to contact me to ask any further questions please feel free to use any of the methods below.

Sincerely,

Irene M. Renna

Century 21 Princeton Properties
(631) 467-0009 office
(631) 291-2180 cell
Irene.Renna@Century21.com
0 votes Thank Flag Link Mon Jun 28, 2010
I am going to give you a lot of information below. Look at each part and consider what is shown.


A simple easy to understand over view of the buying process. Step one should be talking to a lender to see how much you can safely borrow.
http://www.trulia.com/blog/dan_chase/2010/01/its_your_first_…
using your numbers see if buying or renting makes more economic sense . See how below.
http://www.trulia.com/blog/dan_chase/2010/01/does_it_make_mo…
Why renting at a higher monthly payment just might be the best choice. A very different view below.
http://www.trulia.com/blog/dan_chase/2010/02/why_rent_if_you…
Why you need to consider the cost of gas both today and tomorrow when buying a house.
http://www.trulia.com/blog/dan_chase/2010/03/should_you_cons…
Things to learn about before buying a house. This could affect pricing.
http://www.trulia.com/blog/dan_chase/2010/03/foreclosures_th…
Things to watch out for to avoid buying a money pit.
http://www.trulia.com/blog/dan_chase/2010/02/what_should_i_w…
Some reasonable reasons to wait to buy a house. Consider and then decide if you agree or not.
http://www.trulia.com/blog/dan_chase/2010/01/10_valid_reason…
Do low interest rates make it a good or bad time to buy? Some interesting thoughts below.
http://www.trulia.com/blog/dan_chase/2010/01/do_low_interest…
Ways to build up a down payment if you do not have one or yours is not big enough.
http://www.trulia.com/blog/dan_chase/2010/01/how_do_i_get_a_…

Not to be found anywhere else. Things to find out before buying any property. It can save you from a ton of grief.
http://www.trulia.com/blog/dan_chase/2009/11/questions_i_wou…
0 votes Thank Flag Link Mon Jun 28, 2010
Search the internet for homes and Realtors in your area and interview them to see which ones suits your personal taste and will give you the kind of attention you all are looking for. Happy Home Shopping and Good Luck!

Morgan Jarnigan
Exit Realty Mountains and Lakes
Dandridge, TN
0 votes Thank Flag Link Mon Jun 28, 2010
I am sure that just by posting this notice, you will hear from a few Realtors who would love to help you.

I have one of my agents who is not far from you whom I am sure would love to be of assistance....you can call Gina Lollo at (631) 335-7078 and speak with her.

The most important thing is to feel comfortable with the agent you choose...you will need to be able to trust that person...they will be giving you a lot of information and hopefully good advice.
Web Reference: http://GailGladstone.com
0 votes Thank Flag Link Mon Jun 28, 2010
Hello Nickymel,
Congratulations on your marriage and decision to purchase a home! It's a great time to purchase a home, as interest rates continue to linger at near historic lows. I would suggest you discuss your intent to purchase with friends/family and see if they are able to refer you to someone they've worked with the past. The most important thing will be for you to find an agent you're comfortable working with, and that will listen to your needs/requirements. If you're not going to pay cash for your home I would suggest you meet with a mortgage lender to gain pre-approval prior to shopping around. Pre-approval will come in handy when you're ready to make an offer, and will make things much less stressful for everyone involved. Good luck with the wedding and home search!
0 votes Thank Flag Link Mon Jun 28, 2010
Your first step is to meet with a local and trusted mortgage broker, they can prequailify you at no cost and let you know what programs youmay quailify for an dwhat their costs will be. they will tell youhow much you quailify for in a sales price and monthly payments. once you have this info you should interview some buyer brokers, a buyer broker should not cost you anything extra, they will work on yoru behalf and they get pai a fee listed in MLS by the listing broker and paid at closing. if you do not know where to start looking for agents, just send me an email and i can send you links to start looking

good luck with your purchase
Web Reference: http://www.ScottSellsNH.com
0 votes Thank Flag Link Mon Jun 28, 2010
Simply contact a few different local realty offices and interview a couple of agents, then choose the one you like best--or ask to know if friends, family, co-workers, etc., have any agent recommendations for you. Also don't forget to visit with any qualified loan officer(s) first--see exactly what your buget can handle and have your credit score checked--their scoring is often different--then go from there.
0 votes Thank Flag Link Mon Jun 28, 2010
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