You may find that you can get enough of a down payment if you cut out luxuries. You do not need soda, coffee, movies, pay tv service, internet, a brand new car, or all kind of other things that make life more pleasant. Over time you can save a lot. If you did magically get a down payment in your hands now how would you afford it when you have a $4k expense come up?
Buying a house, that may be easy. Keeping that same house, that can be problematic if any financial surprises come along and you are already financially tight.
Yes! It would be best for you to speak with a loan officer who can supply you with creative options and help you to devise a plan to obtain your dream home. Please feel free to call me at 646 201 0564 for a referral. You may not be able to get your home tomorrow, but you will be educated on different products and be shown options on how to eventually purchase a home.
You should speak to a loan officer and he will be able to help you.
We have a loan officer available to help you.
Just call me at 516-599 3569
Century 21 Princeton Properties
If you want information, contact me and I can put you in touch with the people who can give you the details.