Home Buying in Chicago>Question Details

Michelle Sec…, Renter in Chicago, IL

I want to buy in the Garfield Ridge area..I have a current score of 627. I will have a meager down payment (maybe$10k - 15k) Im a 1st time home buyer

Asked by Michelle Secor, Chicago, IL Tue Aug 20, 2013

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We can help. For mortgage help, call or email for a free pre-approval in less than 10 minutes. We lend our own money and are licensed in 49 states.

We can do: FHA, Conventional, USDA, VA, HARP, Interest Only, Home Equity, Fixed, and Variable. Find out which product is right for you by calling Brad at (855) 415-5626.

Brad Neumann
Sr. Loan Officer
Crosscountry Mortgage Inc.
Toll Free: (855) 415-5626 ext. 5734
Email: bneumann@myccmortgage.com
NMLS# 948036
0 votes Thank Flag Link Fri Nov 15, 2013
I would be happy to help with your financing. There are first time homebuyer programs that offer down payment assistance. Joanna Weiss NMLS 230092 773-327-3580
0 votes Thank Flag Link Mon Aug 26, 2013
you can actually get a conventional mortgage with no monthly mortgage insurance which fha currently makes you pay for the life of the loan.... check out all your options.

Riccardo Wardlow
Quality Mortgage Lending


*We do Conventional loans down to a 620 score
*We do FHA loans down to a 580 score
*We do USDA loans down to a 620 score (no money down)
*We do $100 down payment FHA program
*Unlimited Loan To Value refinances on Fannie/Freddie refinances (only on loans originated before May 31st 2009
*We do VA loans down to a 620 score
*We give free counseling on what needs to be done to improve your credit score.
*We do 203k loans down to a 620 score
*We do reverse mortgages
*We do JUMBO loans to 12 million
*We do Itin loans
0 votes Thank Flag Link Wed Aug 21, 2013
Meager Down Payment? Your down payment is more than enough to get yourself into a home. Did you ever think of an FHA mortgage? My office is just east of Garfield Ridge by the airport. Contact me and I will let you know what is available in your price range.
Nick Radakovich Home Sales Realty nickrxhc@yahoo.com
0 votes Thank Flag Link Wed Aug 21, 2013
ok Nick when I am ready to dive into this..I will def call you...
Flag Wed Aug 21, 2013
Its possible. One of my offices is right there. Try calling Greg Lis 773-230-6290.
Web Reference: http://Americorpre.com
0 votes Thank Flag Link Tue Aug 20, 2013
10,000 is 5% of 200K .. so you can do that price
0 votes Thank Flag Link Tue Aug 20, 2013
Yes, you can get a conventional loan with that score. Min down payment will have to 5%. Contact me for a pre-approval.

Guaranteed Rate
0 votes Thank Flag Link Tue Aug 20, 2013
There is opportunity for this to work.
0 votes Thank Flag Link Tue Aug 20, 2013
Get yourself pre approved first so that you can make sure you can get financed.

Feel free to contact me to discuss further.
Web Reference: http://www.BJDLOANS.com
0 votes Thank Flag Link Tue Aug 20, 2013
Best place to start is to hire an Exclusive Buyer Agent to represent you. EBAs represent home buyers only, and work to get you the best price and most favorable terms. You can go to NAEBA.org for a referral to an EBA in your area.

I'm an EBA and I wrote a book called "Buying a Home: Don't Let Them Make a Monkey Out of You". It will be the best $6 you've ever spent.

Best of luck!
0 votes Thank Flag Link Tue Aug 20, 2013
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