David makes a good point. Most buyers who rent to own do so because their credit scores need some work or they don't have an established credit history.
Often, the buyer ends up paying an inflated interest rate to compensate the seller for taking the risk. If the buyer doesn't go through with the purchase, they may loose any deposits or down payments given to the seller.
As David said, once you are ready to obtain a bank mortgage, you will have many more choices in housing. Not just from the few sellers who are willing to risk a "rent to own" situation.
If you are determined to try this out, you may not find a particular company that deals with this, but you will want to consult a real estate attorney who is experienced in writing up this type of transaction.
Real Estate Professional
Russell and Jeffcoat Real Estate
If you are serious about it, please contact me directly. You can google my name and my website should come up. Just contact me through there.
I would suggest renting for 2 years, save your money, and get a FHA 3.5% down loan. You will get a better choice of house.
DAVID COOPER Foreclosure and Bank REO's Investor-Las Vegas.35 years experience For freee list
Call +1-7024997037 or check website