get pre qual. and find a realtor, if they have a larger variety of houses available to show other than what's on the internet. or is this pretty much all that's out there?
I also wanted to know if bank owned forelclosures ever pay some of the closing cost?
I would get pre qualified first and then contact a Realtor in the area. You need to find out how much you are approved for before you start your house shopping.
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