Home Buying in Rock Island>Question Details

ndikumanagile, Home Buyer in Rock Island, IL

I really need to buy a house because I'm tired for renting plz help me even if my credit is not good enough.

Asked by ndikumanagile, Rock Island, IL Tue Dec 3, 2013

Help the community by answering this question:


If your credit is not good, then you need to either A) get your credit in shape or B) save up enough money to pay cash.

Neither of these solutions is easy and it will take some work on your part, but I know if it were me I'd rather work on the credit than have to save up all that money!

Speak to a lender to have your credit run and see exactly where you are at. If you can't qualify right now, ask for recomendations of what you can do to improve your credit to an acceptable range. Sometimes it's as simple as paying off a collection or two and sometimes it requires more work.

It's a marathon, not a sprint, so you may have to work on things awhile before you are in shape to take on this challenge.

Feel free to call me or email me and I can walk you through the process.

Tony Grech | Mortgage Loan Originator | NMLS 977416
PMAC Lending Services, Inc.
Toll-free (855) 642-4762 | Fax (248) 945-4842 | Direct (248) 728-0078
0 votes Thank Flag Link Tue Dec 3, 2013
I think I recently answered another question of yours, I would be happy to assist you and review your credit report with you.

Thank you,

Ashley Pimentel
Market Place Mortgage
Lombard, IL 60148
Phone: (630) 217-7013
0 votes Thank Flag Link Tue Dec 3, 2013
When buying a home, the best place to start is to hire an Exclusive Buyer Agent. EBAs only work with homebuyers and there is never a conflict of interest that will jeopardize your negotiating position. Visit http://www.naeba.org for a referral to an Exclusive Buyer's Agent in your area.

I've had a book published on Amazon called Buying a Home: Don't Let Them Make a Monkey Out of You. It'll teach you how to buy a home without getting ripped off. Follow the link below.

Best of luck!

Alysse Musgrave
0 votes Thank Flag Link Tue Dec 3, 2013
Search Advice
Ask our community a question
Email me when…

Learn more

Copyright © 2015 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer