When you say that you qualify for the condo, do you mean that you have an accepted offer? Or just that it is in your price range?
Unfortunately not all properties, especially condos & town homes are qualified for FHA loans- even if you are.
Here is a link that is very helpful & it is actually by the the U.S. Dept. of Housing & Urban Development (H.U.D.):
It will let you know if the property can be purchased with an FHA loan.
It almost sounds as though you do not have a REALTOR (or agent) working for you. It will really make your home search much easier to have help & as a Buyer it's FREE! so totally take advantage of us!
If you need more help or a referral just let me know.
Have a great day!
Also, if you have a realtor, they might have a contact for you. Do you already have the offer approved? Please feel free to call if you need any help with this. The best steps for buyers are 1) get your loan approval, 2) get the property, and then 3) trust your realtor to help you through the process.
Bonnie Scribner, REALTOR, QSC
Century 21 Discovery