You might want to consider that many of the HOA fees include some of the utilities. For example, Gallery Lofts on 2nd Ave. North are a $351/month for a 1,400 square foot loft. HOA fee includes all utilities (water/sewer, and gas- which those would be estimated to be around $150-$200) with the exception of power and cable/internet. Another example, Bristol Southside are $234/month for a 830 square foot condo. HOA fees include basic cable, water/sewer. The communities with a swimming pool have higher HOA fees due to liability cost.
Feel free to contact me or my assistant, Ellen, at 205-427-7333. I specialize in condo sales. I have more condo sales and transactions than any other agent in the Birmingham metro area.