The taxes in Greenwich are the lowest taxes around by far. Why pay high taxes elsewhere when you could use that money to pay down your mortgage or use it for something else. The ammenities Greenwich has to offer are second to none! The town of Greenwich has Todd's Point (beach), Greenwich Ave with all the resturants and shops you could imagine all on one strip, Great Library, Great Hospital, state of the art YMCA and much much more...
You should come and spend the day here in Greenwich and I think you will be hooked. I would be happy to give you a tour!!!
Please feel free to contact me anytime: 203-273-3916
Richard Breglia "Team Advantage"
Coldwell Banker Residential Brokerage
177 West Putnam Ave
Greenwich, CT 0630
There are many townhouses in Westchester County that match your criteria. If you are commuting to Grand Central Terminal (GCT) you need to reference the Metro North website. There are 3 lines that run through Westchester County, the Hudson (green), the Harlem (blue) and the New Haven (red). Here is the link:
Click on each individual station for specific station information including commute times to GCT.
Keller Williams Realty Group
To answer your question; I would begin by looking at maps of Westchester Co., NY and Fairfield Co. in CT as well as the Metro North train schedules to determine what areas to "hone in" on that would give you the best commute time.
The second step would to begin researching properties on the internet within those towns. Spring is traditionally the busiest time of year for sellers to place their homes on the market. I would suggest seriously begin touring homes with a real estate agent by April at the latest so that you will have the best to select from. Your closing terms and date are negotiable so you may find a seller agreeable for your move in September.
I hope this is helpful to you. Please, feel free to contact me with any questions.
Start your search and research now particularly if you are not certain where you want to live.
Before you rule out any town (Darien may have a shorter train ride than Greenwich during express times)
It's best to check the train schedules for the number of express trains during peak commute times.
GO TO MTA Metro-North Railroad
New Haven Line
Greenwich gets the vote for having a variety of interesting townhomes, low taxes, lifestyle and the commute that you are looking for. Starting your search now makes sense for a couple of reasons. When you zero in on the ideal location, you can either wait it out, and hope for the best, or we could approach a perspective seller, even if their townhome is not currently on the market, to see iof they may intend to sell within your timeline. There are future sellers just as often as there are future buyers.
You have many townhouse/condo options in both Fairfield and Westchester county in your price range.
The first thing you must determine is the type of loan/ financing.
If you plan to apply for an FHA loan you will need to look for the FHA approved condo complex.
If you are applying for a conventional loan you will have more options.
A great way to narrow down your townhouse search is online. You can rule in/out by researching each town. Look at pictures and map each condo. It is helpful to set up a search account in both Westchester NY and Fairfield County CT. Please let me know if you need my assistance.
You should do some preliminary investigating to see the difference between the 2 areas. One thing that I have found from people looking in both areas is that the taxes are lower in CT than in Westchester. So again, different priced homes can cost you the same in the end. If you would like to have me run some numbers for you, feel free to contact me through my Trulia profile. My office is on Long Island, but our headquarters are in Stamford, and that's where we underwrite our loans.