Home Buying in Chester>Question Details

tjoh489832, Home Owner in Chester, VA

I need to know if I am considered a first time home buyer. My boyfriend now my husband purchased a property.

Asked by tjoh489832, Chester, VA Wed Jun 12, 2013

Down the road a quick claim was done to add me and with mortgage now in my name.

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Answers

1
If you still own the house you are not a first time home buyer. Why do you ask? Often buyers tell me they cannot get an FHA loan because they are not a first time home buyer, that isn’t a requirement.

The DAP programs that I am familiar with that requires first time home buyer status defines it as someone that has not owned a home in the last three years.

Jim Simms
NMLS # 6395
JSimms@cmcloans.com
Financing Kentucky One Home at a Time
0 votes Thank Flag Link Wed Jun 12, 2013
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