First, contact a local mortgage broker to see what you will qualify for. Ask freinds and relatives who they've used. Once you get an idea of what you can afford, start looking at homes in your price range. Somewhere along the way you'll find a Realtor tht you conect with. Work with this person as your buyer's represantive. It costs you nothing - the seller pays their commission. God lyck -it's a great time to buy!