Home Buying in Sacramento>Question Details

Rachel Herre…, Renter in Sacramento, CA

I need to do an application for one of your properties. How do I do the application?

Asked by Rachel Herrera, Sacramento, CA Mon Jul 1, 2013

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You need to contact the listing agent or rental agent associated for the property. You can't make an application through Trulia. Trulia has nothing to do with any of the properties you see listed on the site.
1 vote Thank Flag Link Mon Jul 1, 2013
Hi Rachel,

The purchase of a home is serious business - really! While many new Buyers believe the first step is to find "the house", the reality is quite different.

Here’s my “Top 4” bits of advice for new home buyers looking to assure a successful home purchase outcome:

1) Find a professional Realtor® to work with to protect you interests.
Simply put, your Realtor® will be able to answer initial key questions and guide you through the process. One of the key advantages of involving your Realtor® is access to seasoned Mortgage Broker/Bankers with a track record of getting the job done. You can check to make sure an Agent is a Realtor® by going here: http://www.realtor.org/rofindrealtor.nsf/pages/FS_FREALTOR?O…

The primary distinction of any Realtor® is they have a real estate license by taking required classes and passing a written test - but most importantly - they must also subscribe to the Code of Ethics (This happens to be the 100th year birthday) published by the National Association of Realtors® (NAR). Typically, Realtors® are also members of state and local association of Realtors® and further agree to abide by the bylaws, rules and regulations of those associations.
The full Code of Ethics can be found at http://www.Realtor.org/mempolweb.nsf/pages/code

2) Obtain a "True Pre-Approval" (your most important step in my opinion).
You MAY need to improve your credit score, increase cash reserves, etc. before buying; however, at least you will have a roadmap to eventually purchasing if this is the case. Furthermore, this step can save you from wasting money on a purchase that does not close escrow!
http://www.Steven-Anthony.com/GettingStarted
&
"Retail Banks vs. Mortgage Broker/Bankers"
http://tinyurl.com/6qln6nd

3) Make sure you obtain access to your local AND regional Realtor® MLS data via an automated search your Realtor® should most certainly create for you; here's why:
MLS Data Accuracy – Where to search if you’re “without Realtor®”
http://tinyurl.com/ctr4d44

4) Avoid Dual Agency!
There are specific duties an Agent must provide. When one individual represents both Buyer and Seller conflict between two of the most important duties occur.
“Dual Agency: Why should I NOT use the listing Agent to buy a house?”
http://tinyurl.com/ajkjpuo


Take your first step today so you can position yourself to act when your opportunity presents itself!

-Steve
0 votes Thank Flag Link Mon Jul 1, 2013
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