Justin:

I provided you with a link to the FHA Resource Center. There is an area on their site where many questions are asked and answered. Single family homes are usually approved for FHA financing as long as the price parameter and the condition requirements are met. If you are looking for attached housing (condos & townhomes)...those need to be approved for FHA. One issue for non-approval on attached housing is if their association has the clause "1st right of refusal". If the association removes that clause, you may be able to get on the spot approval. There is also a 51% owner-occupancy requirement on new loans with FHA in a condo/townhome community. Here is a site from FHA that will allow you to look up attached housing communities to see if they are approved..

https://entp.hud.gov/idapp/html/condlook.cfm


http://www.hud.gov/offices/hsg/sfh/fharesourcectr.cfm

I hope this information helps!

Hello, Justin,

Randy is correct is stating that all property would qualify for FHA financing. To add to that, it is not the property in question, it is the buyer. As long as the property in question falls within the buyers qualification parameters (Price and affordability Range) he/she will be able to purchase. For more information on properties in Columbia, SC please visit http://www.cbunited.com/howardrose

Justin -

All properties qualify for FHA financing as long as they are within the particular guidelines for your particular loan parameters. What price range are you looking in? There could also be a location issue depending on how rural a property you are looking at. Where are you looking?

I have been a Realtor in Columbia for over 17 years and recently moved to the Fort Mill, SC area but still help people buy and sell real estate in Columbia.

I will be happy to pull every single property that meets your criteria and email the listings to you.

Good luck and take care

Randy Lindsay
Coldwell Banker
803.446.3571
buca1122@aol.com http://www.randylindsay.com

They can potentially all qualify... you just need to look up the subdivision on the list.

http://getprequalified.com/article_list_mortgage_fha_financing.php

Justin:

If you are looking for homes that are "FHA Insurable" and/or "203K Eligible", I might be able to help you. In an effort to help, I would need to know your goals for purchasing a FHA Approved home. What part of town? What is your price point? Why are you purchasing the home? etc. etc.

If you'd like to talk more about these goals, please feel free to call or email me at any time.

Sincerely,

David A. Patterson, Broker CRS
Keller Williams Realty
4400 Saint Andrews Road
Columbia, SC 29212
(803) 429-9010

Visit My Blog - Your Comments are Welcomed
http://www.ThePattersonFiles.info/
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