Home Buying in Evergreen>Question Details

Voni Snapp S…, Home Buyer in Denver West, Lakewood,...

I need help with homeowners insurance!

Asked by Voni Snapp Sebile, Denver West, Lakewood, CO Wed Feb 13, 2013

We went under contract on Tuesday. Today I called a broker to get quotes for insurance and was told that nothing was available due to the high risk of wildfires. I then went to Geico and tried to get a quote online. Again it said No Go due to wildfire risk. Any recommendations for a local agent?? Won't buy the house without insurance :(

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4
If you are buying a home with a mortgage you must have homeowners insurance. Interesting question in regards to the recent events with wild fires. The insurance industry is going through changes and everything is in a state of flux. I would talk to an experienced agent that chan give you good advice and options. My best insurance agent is Linda Martin at Farmers Insurance - 303-252-9373

Robert McGuire
Broker/Consultant
Your Castle Real Estate
http://about.me/robertmcguire33
0 votes Thank Flag Link Sat Jun 29, 2013
Try Rick Mann with American Family Insurance
0 votes Thank Flag Link Fri Feb 15, 2013
I'll give a shout out for Don Alvarado with American Family in Bergen Park. He came to my rescue a few years ago in a similar situation. 303-670-2779. It is dry this winter, but maybe the insurance underwriters haven't heard we've had snowfall three out of the last five days.
0 votes Thank Flag Link Wed Feb 13, 2013
This isn't terribly uncommon in the mountain towns now days. In fact , sometimes even carriers that have previously insured homes here in Evergreen have stopped! However, in a few recent cases when a carrier has declined at the last second:

Paula at
BW INSURANCE AGENCY, INC.
Phone: 303-674-5501
paula.ramsaier@bankofthewest.com

Has come through fast, accurately and with extremely competitive rates. Give her a call! Good luck.
0 votes Thank Flag Link Wed Feb 13, 2013
Glad to hear it! Best of luck and welcome to Evergreen.
Flag Thu Feb 14, 2013
Thank you. I was able to find a quote online from a local agent. I'll also try your recommedation tomorrow.
Flag Wed Feb 13, 2013
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