Home Buying in Miami>Question Details

llastra, Home Buyer in Miami, FL

I need help to fix and get credit to purchase a HOME.

Asked by llastra, Miami, FL Fri Aug 16, 2013

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The most effective way to fixing your credit score is to pay your revolving credit card balance. You may also want to take care of any collections on your credit. After a collection is on your credit there isn't much that can be done in the short run. It is best to pay back any collections as soon as possible. So as time goes on the collection will become more insignificant to your credit score and will help it return to a better score.

Feel free to give us more details on your situation so we can try to better help you.

I hope this helps and good luck!

Brian Nguyen
Sr. Mortgage Banker
NMLS # 659743
Phone: 949.667.2887
0 votes Thank Flag Link Mon Feb 24, 2014
"Fixing" your credit to buy a home may not be as easy as many believe, if there are issues in your report like judgements, foreclosures, repossessions, you may be wasting your time and your money paying someone to get rid of them. Make sure you get informed and obtain appropriate credit counseling.
0 votes Thank Flag Link Wed Aug 21, 2013

The best recommendation to fixing your credit is paying off the balance. Any collection, judgments, etc.

Feel free to contact me to discuss further.


Pablo Torres, MBA
AF Realty, LLC
0 votes Thank Flag Link Sat Aug 17, 2013
Also, once your credit will be brought to a higher level, we would gladly assist you with obtaining a mortgage on the best financial terms and assist you with purchasing a home.
Please note that all real estate services for our buyers are free.
I would be happy if you can contact me at meg@viviendarealtors.com when you are ready to look for your dream property!
0 votes Thank Flag Link Fri Aug 16, 2013
Good afternoon,

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0 votes Thank Flag Link Fri Aug 16, 2013
sergio marshall- White Jacobs and Associates
972-231-0452 ext 109
Flag Wed Dec 4, 2013
please contact me,will be glad to recommend a company that can help you fix your credit.

James Loftis
Real Estate 911 Inc Broker/Owner
0 votes Thank Flag Link Fri Aug 16, 2013
Whats your credit score and what is affecting it?
Do you have a short sale, bankruptcy or foreclosure on it and if yes how long ago did that post on your credit?
0 votes Thank Flag Link Fri Aug 16, 2013
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