Just because a home is new doesnt mean that you are guaranteed anything. Builders make mistakes (both innocent and otherwise) and having an independent inspectionon the home at a minimum guarentees that you have bouht what you are promised. Even if Consider it cheap insurance. :-)
They are only a few hundred dollars and they are surprisingly detailed in what it covers. I know contractors that go without getting inspections but if you do not know what you are looking for it can cost you a ton of money...
Last year I had a client that refused an inspection and when with their own contractor who was a friend... Just three months after purchase they discovered mold in the crawl space and it ultimately cost them thousands of dollars to fix...
The entire thing could have been avoided with a simple fast home and mold inspection
The more you know about the house the better- you do not have to have a independent inspection but you sure want to know what the builder may miss- i have bought 2 new homes and they can 'miss" a lot! also as another
colleague mentioned, getting a Realtor to represent you really is important too- they can negotiate a good deal!
It is not a requirement that you have an independent inspection done for a new house. It is wise, however. We have all seen new houses that have defects. I have seen plumbing that was not connected and spilled water into the interior of a wall until it was noticed. I have seen supposedly insulated attic areas where the insulation had not been installed. I have seen a one year old house with cracked roof tiles where the owner had never been on the roof. (Most likely a result of workers on the roof during construction.) These things would have been caught by a home inspection. The builder usually provides a limited warranty that will provide coverage to fix these sorts of problems but you have to find the problems before you can get them fixed. An inspection is likely to find the problems now rather than you finding them laterâ€¦if ever. If you are paying many tens of thousands of dollars for a new house, the extra, relatively small, expense of a home inspection is worthwhile.
Yes, you should have an independent inspection. It should show any defaults that may go undetected by the appraiser. I hope you used a licensed realtor to help you with the transaction. Many times we can assist in negotiating the best purchase for you even with new construction.
Home ispectors do a much more thorough evaluation of property condition, and in many cases turn up things that, while they do not exclude the home from FHA financing, do have an effect on your ability to enjoy the home.
Remember, you want to know as much about the property and its condition as you can to make sure it is a good fit for you and your family's needs!
Bernard Gibbons, J. Rockcliff Realtors
DRE License # 01331583
Phone (925) 997-1585 - email@example.com