Meir Aloni & Team
CRS (Certified Residential Specialist)
CDPE (Certified Distressed Property Expert)
RECS (Real Estate Cyberspace Society)
Successfully selling Broward County since 1986!
Direct phone# 954-338-5220
All Star Realty Inc.
I live in the Pembroke Pines area and have been for over 15 years. There are plenty of communities that will allow for FHA financing. I can send you some listings and put you on my alerts list so you will recieve emails periodically when a home is newly listed on the MLS. You have Silver Lakes, Riveria Isles, Towngate, Silver Falls, etc to find a wonderful home. You can reach out to me and I would be more than happy to help you in your search.
Keller Williams Realty Partners SW
you will love it hereâ€¦â€¦â€¦I live and work in Pembroke Pines.
You still have some time before you need to start a mortgage loan application, but it is not to early to get all info regarding the requirements for the FHA loan product.
After determining what amount you qualify for, I will then provide you with a pre-approval letter and refer you to a local realtor who will show you condo's (FHA approved) and single Family homes/townhouses as per your "wish list".
Please feel free to contact me at your earliest convenience, if I may be of any service to you.
Lic. Loan Originator
NMLS# 299 244
1931 NW 150 AVE - Suite 103 C
Pembroke Pines, FL 33028
You must be very excited about your move! Pembroke Pines is a great place to live. Claudio and I have raised our family here and have enjoyed great schools, shopping, restaurants, parks and entertainment. It is also very centrally located!
FHA loans are a great way to purchase a property with putting only 3.5% down. Condos are not able to be purchased with FHA although many townhomes, villas, and single family homes can be.
There are many reasons why, but basically the FHA LOAN wants to assure your purchasing a home in good condition, needing no major repairs, in a stable community.
We will be happy to help you find such a home for you and your family!
Feel free to search on our site and call us for our professional help. Using an experienced realtor can make all the difference in your home search! We help save you time, money and our experience removes the hassle!
Robyn and Claudio Petasne
Keller Williams Realty SW
Hi! FHA has been reinvented due to the distressed market. FHA financing works with certain town homes, villas and residential properties. The community you are looking for is dependant on your price range. Please let me know if I can help you as more information is needed.
Susan Penn, PA, SFR, CDPE http://about.me/HomesForSale_SusanJPennPA
EWM Realtors | A HomeServices of America Company | An Affiliate of Berkshire Hathaway
2000 Main Street, Suite 103 | Weston, FL 33326
T: 954.306.7337 | C: 954.557.5993 | F: 954.515.0200 | email@example.com | http://www.ewm.com
Best of Luck,
Maria E. Cipollone
Century 21 Tenace
See these NON FHA options below:
97% LTV- No PMI/MI and No 1.75% FHA FEE
95% LTV- No PMI
95% LTV- CONDO
90% LTV- No PMI-2nd Home
90% LTV- JUMBO w/cc
85% LTV- NO PMI to Super Jumbo
80% LTV- Invest. Prop.
STATED INCOME ALT loan programs: http://www.StatedIncomeAlt.com
80% LTV- FIX nâ€™ FLIP Invest. Prop.
80% LTV- NEW- Stated Income Alt
75% LTV- NEW- Foreign Nationals- Stated Income Alt
75% CLTV-NEW- after Short Sale, BK or Foreclosure
70% LTV- Soft and Hard Money -Stated Income Alt
LOT/VACANT LAND LOANS- Comm
COMMERCIAL PROGRAMS (many programs available nationwide)
Pro Option Mortgage/Florida
Ph: 888 662 4404
Prior Service U.S. Marine Corps
FHA condominium loans can be more complicated than some other types of new purchase real estate loans due to the FHA has requirements places on condo projects. These factors shouldnâ€™t discourage a borrower from exploring their FHA condo loan options, but itâ€™s important to be aware of the rules in order to save time and begin the search for a new home in the right place.
In order for a given condo to be approved for an FHA home loan, it must be on the FHAâ€™s list of approved condominium projects. FHA publishes a searchable list of approved condo projects on its website https://entp.hud.gov/idapp/html/condlook.cfm.
What criteria must a condominium project meet to be included on the â€œapprovedâ€ list? FHA guidelines state, â€œto be eligible for FHA mortgage insurance, the project must have been declared and exists in full compliance with applicable State law requirements of the jurisdiction in which the condominium project is located and with all other applicable laws and regulations.â€
A condo project will not be designated â€œFHA approvedâ€ unless it has at least two units, and is covered by hazard, liability and other insurance where applicable.
Any part of the condo which is used commercially must conform to typical FHA rules which require business use of the property to be subordinate to the residential nature of the space. Business space must not be larger than 25 percent of the total floor area. FHA rules also state investor ownership of the property cannot exceed ten percent.
The FHA will not approve a condo project unless at least half the units have been sold prior to the FHAâ€™s endorsement of the first loan in that building.
Some properties are not eligible due to the nature of the project. For example, â€œcondo hotelsâ€ are not allowed on FHA approved condo project list. Also forbidden--timeshares, houseboat projects or condos that feature more than one dwelling in a single condominium unit.
If you want an FHA condo loan, FHA encourages the use the approved condo list as a way to start searching for the right building your area. This tool will save a house hunter much time and energyâ€“why look for buildings you arenâ€™t sure have been approved?
The HUD search tool https://entp.hud.gov/idapp/html/condlook.cfm lists approved condo projects by condo name, state, zip code and other factors.
Residential Home Specialist
When it comes to choosing a professional to assist you with your real estate needs...Experience is Priceless! http://www.OnePlaceOpenHouse.com
However, almost any single family home can be purchased using an FHA loan.
You may want to speak to a mortgage broker who is familiar with Broward County. If you are not already working with someone, try this mortgage broker's site: Prestonware.com
Your Pembroke Pines real estate agent will be able to help you find a home once he or she has an idea of what you are looking for.
For homes in Pembroke Pines, go to this site: http://properties.jablonteam.com/904421w/index.php?main=city
For homes in Weston, go to this site: http://properties.jablonteam.com/904421w/index.php?main=city
Marc Jablon, The Jablon Team
RE/MAX Complete Solutions
If you are looking for condos, there are not a lot that are FHA approved. How ever, single homes are also eliglble for FHA.. call me for.more questions.
Maria Jessica DeLuna