It would be much easier to assist you if your current credit rating was stated, as well as if you are primarily looking to rent. or to buy. Also, the key to any decision or recommendation/advice will have a lot to do with your income as well as long term job security.
So the ball is in your court. In the interim, I hope you have a great weekend.
Are you looking to buy or rent in Harlem? If you are looking to buy a HDFC- Housing Development and Finance Corporation- co-op may be right for you. Basically HDFC co-ops are affordable cooperatives that are subsidized by the city and sold for below market rate prices.
HDFC co-ops can be a great opportunity for low to middle income families, providing you qualify. There are eligibility or income restrictions attached to this type of ownership.
If you would like more information about HDFC co-ops please reach out directly. Thanks so much.