The only manufactured homes in San Jose available are homes where you do not own the land. There are no down payment assistance programs for purchasing such homes in San Jose. In Campbell and Los Gatos there are a total of three small areas where the manufactured homes own the land under them. Down payment assistance is available in those areas along the lines Ms. Arndt suggests. Sales thee are very seldom.
If you need down payment assistance, the best source is John Hanson of Community West Mortgage branch of High Tech Lending at 408-281-8383. The office is a t 151 Bernal Road, Suite 2B, San Jose, CA 95119.
There are manufactured homes that qualify for conventional financing, if they are on a foundation and own the plot of land beneath.
We need a little more information from you! Thanks~