Home Buying in 93705>Question Details

Luis Gonzalez, Home Buyer in Fresno, CA

I'm looking into buying a house but i have bad credit.

Asked by Luis Gonzalez, Fresno, CA Thu Feb 14, 2013

What are my best options? Should i just look to rent and try to fix my credit score? What %rate would I be looking at?

Help the community by answering this question:


Absolutely work on fixing your credit score. For the next duration don't spend on anything except necessity, especially that which requires a credit check. Work with a lender who can direct you on what to do and what not to do. There are home buying programs available to those who qualify but there are also conditions. Fix that score. it's not as difficult as you may fear if you are really serious. Rent til then is one consideration.
0 votes Thank Flag Link Mon Mar 4, 2013
The very first thing to do is pull your credit report to find out why you have bad credit. Once you have that you can then develop a plan to get to an mortgage approvable credit report. Depending on your current credit report it can be a short period of time such as a month or so to several months.
0 votes Thank Flag Link Sun Feb 24, 2013
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