Home Buying in 95148>Question Details

pam, Home Seller in 95148

I'm looking for a title researcher (abstractor) with flat fee in San Jose, California.

Asked by pam, 95148 Thu May 17, 2012

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Answers

7
Are you a new or experienced home buyer? My suggestion would be to ask the agent helping you for assistance and guidance on this.

Checking with the Recorders Office (in person) for direction is a good first step. If you can't get the answers you need there, ask your agent to connect you with a title company to see 1) how much they actually charge, 2) whether anyone working there does or is available for freelance or project work and what their rates are.
1 vote Thank Flag Link Thu Dec 20, 2012
Hello Pam, I can do it at no cost to you. What are you looking for? Are you interested in selling your home? Do you have enough equity? If not, you may consider renting out your current home until you can realize more equity to sell even if your upside down. You may relocate to buy another home with CHF Access half percent down payment prorgram with a minimum 580 fico score and which can also contribute towards your closing costs as well. It only takes a few dozen questions to go over options for you to consider. You may even qualify for a Short Refinance which is a principal reduction or a refinance to todays low rates below 4%.

Here are some links to study.

http://www.under640ficoscoreloans.com/Pages/HalfPercentDown.aspx

http://www.under640ficoscoreloans.com/Pages/Refinance.aspx

http://www.under640ficoscoreloans.com/Pages/ContactSheryl.aspx
Sheryl Arndt, Real Estate Broker – Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
20+ Years Experience
DRE# 01140252
NMLS# 297251
760-486-4225
0 votes Thank Flag Link Thu Dec 20, 2012
Hi Pam,

Much of the information are accessible to the public. E.g., if there are liens filed upon a property, it shall get recorded in the county where the property situates. So pay a visit to the city/county planning & development office may reveal to you the info you're seeking. Of course, title company may even do a more thorough search of its title, liens, etc. There maybe fees involved, but you can call them up; a few good ones are: First American Title, Chicago Title, Old Republic Title.

Good luck!

Daniel Shi
dshi@sogorealty.com
1.888.785.8818 ext.100
http://SoGoRealty.com
0 votes Thank Flag Link Fri Jun 22, 2012
Hi Jim,

I'm interesting of buying foreclosure/trustee at auction.com in the future. That why I need someone to help search for the property's title and liens before I bid on that one.
0 votes Thank Flag Link Fri May 18, 2012
Hi Erika,

I think you need to explain in detail what is is you are looking for so we can give you a more accurate answer to your question.

Regards,

Jim Guido,
Realtor
Realty World/Blue Property Group
Cell: 408-472-2074
Email: jim@jimguidorealtor.com
Website: http://www.jimguidorealtor.com
DRE# 00700635
0 votes Thank Flag Link Fri May 18, 2012
Good question. I contacted my "go to" title & escrow extended team member, Vice President of Chicago Title, Samia, and here was her answer.

"I don’t know of any title insurer that issues title insurance based on a flat fee. Title Insurance is issued based on a policy amount, thus the policy premiums increase with the liability amount."

If you have further questions please feel free to contact me.
0 votes Thank Flag Link Fri May 18, 2012
Thank you, Erika:

Is this for research into the title of homes for sale at trustee sales?

To do an accurate search of the title is a time consuming process. Also it takes a fair amount of experience to even learn how to do a reliable and accurate search of the title.

Your best source would be to visit The Santa Clara County Recorder's Office. Many of the people who are searching title information at The Santa Clara County Recorder's office are working for people who pay them to do that work.

You might want to talk with some of the people who are actively searching titles at The Santa Clara County Recorder's Office to see if they would be willing to work for you part time.

Thank you,
Charles Butterfield MBA
Real Estate Broker/REALTOR
American Realty
Cell Phone: (408)509-6218
Fax: (408)269-3597
Email Address: charlesbutterfieldbkr@yahoo.com
DRE#00901872
0 votes Thank Flag Link Thu May 17, 2012
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