Hi Angie, in Delaware we have transfer tax , 3% of total sale, 1/2 paid buy seller and 1/2 by buyer, the rule to follow is about 3.2% of the total sales price.example 300,000 sale = a $9,600 closing cost. this includes , attorney fee, transfer tax,prorations of utilities,taxes first year and if a condo, the association fees.I am a realtor with the largest company in the area and would be able to assist you.My web site is http://www.rehobothdtreamhomes.com and my name is Henry McKay 302-226-6648

Angie, Have you found a home in Sussex County, Delaware to purchase yet? I have a Fabulous 5Br, 3 1/2 Ba Home for sale by Owner. Check it out ! Willing to negotiate on the price.

Hi Angie, I agree. I tell my buyers plan on about 4-5% of contract price toward closing costs. Now if we can get the seller to pay some of that or if there are programs that you qualify for, you can definitely get in paying very very little costs. Sellers and builders are more flexible these days. Good Luck!

Carol Daniels
Creative Choice Realty

Closing costs vary according to whatever fees the attorney and banks assign, including points. The largest single line-item for a buyer would be transfer tax, which is 3% total, usually split between the buyer and the seller. I usually tell clients to budget around 4-5%, which should cover everything within reason. One caveat to that is new construction, which can include impact fees in the thousands.