Yes, all previous answers to your questions are true. Some agents are intimidated by the Lender Addendum's that the Buyer will have to sign. Are you looking for an Agent in Jefferson City that is experience with foreclosures? I can help you with that if you need some advice. I have a Foreclosure currently under contract with Wells Fargo. Any Agent you use will need to be experience with the Foreclosure process. If it's a Fannie Mae or Freddie Mac, offers are made online through Home Path. Other Lender's will accept written offers through the listing agent, but don't be fooled. They will have you sign a lengthy Addendum to the MAR Form contract that is usually 16 to 19 pages long. It can be a nerve racking experience if you don't have a realtor that is experienced and reads the fine print. Let me know if I can be of assistance to you or answer any further questions.