Don't jump the gun. Have you talked to a mortgage specialist? Talk to a mortgage specialist where ever you have your checking or savings.
Ask for a copy of your credit report after they run it.
Then you can take the credit report to other lenders. That way they don't run your credit multiple times.
Shop around and see who has the best product for you.
How much are you thinking about putting down?
If, you are doing 3.5% Down FHA , condos are at times hard to come by with all the foreclosures and HOAs'.
Put all your ducks in a row before you talk to your lender.
Jes Sierra, B.Sc.
Century 21 Beachside
Rancho Cucamonga, CA
Give me a thumbs up if this helps.
Generally you are responsible for the entire balance of the term of your lease. However, As a Realtor in Rancho Cucamonga I would love to sit down with you and your contract to review it and see what your options may be. As a service to my clients who are currently renting I do offer free negotiations on your behalf with your property management company as part of my representation for my buyer. Feel free to contact me at your earliest convenience. Tom Zoch TomZoch@Tarbell.com
Very often, if you speak to your landlord or building manager, they will let you terminate your lease early, for a good reason. Be srue you get it documented in writing if they agree to modify your lease, e.g...
"Lease will terminate with tenant giving 15 days notice instead of XYZ (your teerms now)."
I have even offered to post an ad to get my apartment rented, when I had to leave early.
But it all boils down to what you signed and what compromised agreement you can reach with your landlord. So have that conversation soon.
Unwavering Commitment to Service
Best of luck. Hope this helps!