Now, let's get down to biz. I don't know where you want to settle. You're profile photo says Redding but the link says Shasta lake. I hope for your sake its' Lake Shasta. This is truly Gods country and if I were just getting started raising a family I'd be walking right on your heels. Absolutely lovely area and a place you and your family could easily spend generations in.
I wish I was in your area and that I could proudly represent you as my client. But unfortunately I'm at the opposite end of the State. But your appeal captured me from the heart. You are a very sincere person and I would love to help you in anyway I can at no charge.
First, find a local RE professional in the exact neighborhood you're interested in. Don't listen to a lot of hoopla about getting qualified. You're not only a VET............You're a CalVet. There's all kinds of done deals waiting for you.
Find the home that gives you, your bride and your children "Warm Fuzzies" within your affordability level. Then start the negotiating process. That's when you contact me. Just give me the particulars and I'll do an online evaluation for you for free. I would be proud to coach you through the entire buying process.
I'll guarantee you after you go through this process you will never have to depend totally on an agent other than to help you do all the busy work and submit the offer or counter offer. I'd be very proud and happy to help you out in anyway I can. Good Luck.
Licensed Associate Broker
Accredited Buyer Representative
William Raveis Legends Realty Group
Thanks for the question. You only need to connect with an agent to get the assistance you need to purchase your home. Since you have been in the military, you will have access to VA loans which will make it much easier for you to purchase. My advice is that you interview a couple of Realtors in your area to work with. If you need a referral I can send one to you, just email me via my website below.
We can help you. We're local Realtors (husband/wife team) and have a list of really good deals for you in Shasta Lake City.
Also, we're preferred agents with the Movers Advantage program where you get cash back (provided through USAA) and it's only available to our military families. We'd love to tell you more about it.
We look forward to hearing from you!
Chris and Maria (530)510-8880.
Having sold RE for 21 years the very best advise I can give you is hire a top agent in the area to help you do this. Go on line and pick several RE offices and look at their agent rosters and agent resumes.
The profile of a top agent is this...
1) a minimum 5 years as a full time agent...10 years is better.
2) They are in the top 20% of the agents in the office they are in. It is good to use the best agent in an office. The broker will tell you who the top agents by # of transactions are.
3) Look for an agent with a CRS designation, It takes a lot of advanced training and commitment to career to get it.
4) Interview 3-4 of them. Pick one that listens to you a lot and doesn't talk much. A good agent will be committed to your education of the market so when it's time to make a decision its a good one. The agent should also go over the tactics they use when buying a short sale or an REO, or probate. They will be different. You need to know them so you know what to expect and you need to know the agent has some LOL. If they don't talk about tactics and disclosures they are required to go over before you see a home, then go to the next agent. The fact is it doesn't cost you a dime for representation. There are four grades of agents 1) new 2) good 3) Better 4) Best. The quality of representation is noticeable so get the best you can! Good luck...
You'll need to meet with a good local lender. They can show you your options, discuss available programs and help you work with your budget.
Generally I don't advise buyers to purchase at their upper limit, however first time buyers may be the one exception. With tax credits, assuming they continue and depending on your upward income potential it might be worth discussing.
Whatever you do, get set with a good job, a budget and some savings before you get in too deep. As others have said, thanks for your service. You are appreciated.
Thanks for your service to our country. Find a friendly, local realtor to help you. There will be no out of pocket charge for their service. The realtor will be paid from the transaction.
Congrats on choosing to settle in the Redding area...It is so beautiful around there. Love Shasta Lake area. I understand that you may not want to lay all of your cards on the table on trulia; however, it would be very difficult to answer your questions without specific information. If you would like, please give me a call. No pressure...just the best advice I can offer specific to your situation.