Home Buying in 43138>Question Details

Delsa, Home Buyer in 43138

I'm a student who has a fulltime night job and make about 1200 a month my credit score is 663 and I'm wondering what my loan chances are.

Asked by Delsa, 43138 Tue Aug 23, 2011

I've only been employed 3 months.

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Lenders require a 2-year employment history to qualify for a mortgage. There are certain exceptions to that, such as if you recently graduated college and obtained a degree and then went to work in the field which you studied, or if there was a considerable employment gap (like to raise a newborn) but you had a 2-year employment history prior to the gap. What did you do prior to the 3 months you've been employed for? Were you employed in the same field/industry but just at a different company? Something else?
1 vote Thank Flag Link Wed Aug 24, 2011
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