Home Buying in Salinas>Question Details

Jessie, Home Buyer in Salinas, CA

I'm a first time homebuyer that needs help?

Asked by Jessie, Salinas, CA Fri Jan 25, 2013

I seen so many loan officers that they tell me one thing in the beginning and later tell me a completely different thing.. If somebody could recommend me a good loan officer, I would greatly appreciate it..

Help the community by answering this question:


I feel you pain. I can't tell you how many times I hear the same old story. My suggestion is to check out your prospective LO by requesting references either from previous clients or by Realtors. I have a client who is buying a home in your area right now using a special program that requires no down payment. Please feel free to contact me if you have any questions. See below.
0 votes Thank Flag Link Wed Jan 30, 2013
Hi Jessie
I understand your concern and I agree with you. I have several lenders in Salinas, I can refer you to help you with prequalifing you. I personally go to a direct lender for my clients. It is choice who you want to work with for your loan. I work with major banks and update i have help everyone of my clients with their lending needs. Contact me if you would like more information.
Jesse Reyes
0 votes Thank Flag Link Fri Jan 25, 2013

I'm hosting a free webinar on Feb. 5 specifically to address the needs of the first-time homebuyer. Whether you choose to work with RPM or not, I'm confident you'll find this information helpful.

Hope to have you join us!

Rob Spinosa
0 votes Thank Flag Link Fri Jan 25, 2013
Hello Jessie, What are your fico scores and do you have down payment and closing costs saved? You may consider CHDAP or CHF Access half percent down payment assistance programs from a minimum 580 fico score which can contribute towards your closing costs as well. You can buy with minimum out of pocket expenses.

I specialize in Under 640 Fico Score Loans and offer credit repair at no cost to raise fico scores to qualify for programs, rates and terms. It only takes a few dozen questions to qualify you in minutes for the many loan programs I offer. I can assist you with financing options to benefit you the best financially. I can refer a local agent to assist you to show you homes of your choice. I can email you listings to consider to get started and issue a pre-approval or DU Approval to get you out shopping today. Here is a list of the documents needed for processing a loan approval. http://tinyurl.com/aepwnh4

Here are some links to study and consider... I am here for you and I am a First Time HomeBuyer Specialist.




Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
20+ Years Experience
DRE# 01140252
NMLS# 297251
9am till 9pm 7 days
0 votes Thank Flag Link Fri Jan 25, 2013
I have a really good loan officer who will tell like it is Jeff Mcmullen California Mortgage 831-210-4034 He has been helping all my clients I don't use anyone else. If he can't help you he will be upfront with you and help you fix the issues you are facing if any. Any questions please call
0 votes Thank Flag Link Fri Jan 25, 2013
You noticed that, did you? Ive had it happen many, many times.

If you don't get a good name here, I recommend calling some real estate offices in your community. Generally, Realtors know who is good and who isn't.

Best of luck.
0 votes Thank Flag Link Fri Jan 25, 2013

Call me and I will answer your questions..

Thierry Abel
Senior Loan Consultant
APMC dba All California Mortgage
P: (415) 464-8261
C: (415) 378-7508
F: (415) 464-2367
E: tabel@allcalifornia.com
NMLS 304353 - DRE 01380701
0 votes Thank Flag Link Fri Jan 25, 2013
Here it is, Keith Collins. Office: 916-253-7820 Cell: 916-759-7354 email: kcollins@alpinemc.com web: http://www.alpinemc.com/Keithcollins best loan officer I have ever used. He has been doing my clients loans for over 2 years. Good luck with your home search..
0 votes Thank Flag Link Fri Jan 25, 2013
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