I understand your concern and I agree with you. I have several lenders in Salinas, I can refer you to help you with prequalifing you. I personally go to a direct lender for my clients. It is choice who you want to work with for your loan. I work with major banks and update i have help everyone of my clients with their lending needs. Contact me if you would like more information.
I'm hosting a free webinar on Feb. 5 specifically to address the needs of the first-time homebuyer. Whether you choose to work with RPM or not, I'm confident you'll find this information helpful.
Hope to have you join us!
I specialize in Under 640 Fico Score Loans and offer credit repair at no cost to raise fico scores to qualify for programs, rates and terms. It only takes a few dozen questions to qualify you in minutes for the many loan programs I offer. I can assist you with financing options to benefit you the best financially. I can refer a local agent to assist you to show you homes of your choice. I can email you listings to consider to get started and issue a pre-approval or DU Approval to get you out shopping today. Here is a list of the documents needed for processing a loan approval. http://tinyurl.com/aepwnh4
Here are some links to study and consider... I am here for you and I am a First Time HomeBuyer Specialist.
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
20+ Years Experience
9am till 9pm 7 days
If you don't get a good name here, I recommend calling some real estate offices in your community. Generally, Realtors know who is good and who isn't.
Best of luck.
Call me and I will answer your questions..
Senior Loan Consultant
APMC dba All California Mortgage
P: (415) 464-8261
C: (415) 378-7508
F: (415) 464-2367
NMLS 304353 - DRE 01380701