Home Buying in Independence>Question Details

buckeyes4lif…, Home Buyer in 99130

I live in Washington state. I currently own a home. My wife and I are looking to ourchase another home. I have a credit score of 590 and her;s is 750.

Asked by buckeyes4life06, 99130 Tue Oct 16, 2012

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If your wife is also making most of the money, and qualify for new house loan by herself without counting your income, then today is the best time to buy. If that is the case, make sure to contact your local broker, Mack McCoy.
If that is not the case then follow McCoy advise, and do not do it. Improve your credit first, because that will save you a lot on your mortgage as well as qualify you for higher amount of loan due to qualifying for a better interest rate.
1 vote Thank Flag Link Wed Oct 17, 2012
Don't do it. Get your score up in the 700s, and then have at it.
0 votes Thank Flag Link Tue Oct 16, 2012
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