I specialize in Under 640 Fico Score Loans and offer credit repair at no cost to raise fico scores to qualify. Here is a link to flyer, maximum income limits and a needs list to gather for processing a loan approval.
Sheryl Arndt, Real Estate Broker – Sr. Loan Officer CA only
REO & Short Sale Specialist
20+ Years Experience
If you would like, I can e-mail "possibles"; just send your parameters.
Also, you should get Pre-Approved; I can recommend.
Inventory is low, but there are a lot of good buys.
Good luck and may God bless