I'd like to recommend the following:
Mike Forrest, Real Estate Resource, Valparaiso 708-268-9411. He works with 40 different banks and can get the best rate.
The VA loan is the best type of loan you can get. It is a no money down loan, they limit the fees the buyer can pay and you have earned it!
I also work in the Chesterton area if you are not working with a real estate agent yet.