I live in CA but want to buy in PA. Do I have to get a loan from a PA lender or can I just get one in CA?

Neptune
Home Buyer
Harrisburg, PA

use for the home in PA?

Answers (8)
Cheryl R. Suppl...
Agent
Schwenksville, PA

You can get a mortgage with any mortgage compay that is licensed to do business in PA.

Thu Aug 6 2009, 09:43
Edmund Choi
Agent
Devon, PA

You can obtain a loan from any lender whose terms you deem acceptable.

Wed Jun 10 2009, 07:50
Judy May, Esqui...
Agent
Collegeville, PA

Good morning, Neptune!!: Wow..moving across country....quite a feat!:) As you've learned from my colleagues below, so long as your lender is licensed in PA, you're fine.

Question for you: Are you familiar with the area? Ft. Washington is a GREAT place to live.....but are you aware of many other communities throughout Montgomery County that are likewise enjoyable places to live? (Did you know that last year, Forbes magazine named Montgomery County one of the Top 10 Places to Raise a Family?) Before you make your homebuying decision, I just want to make sure you are fully aware of all your options.

That's the benefit of hiring a Buyer's Agent to represent YOU....and the best part is: you don't pay for it (because typically the seller pays for both the buyer's and seller's commissions)

If you haven't yet chosen a Realtor, I'd appreciate the opportunity to EARN your business!:) Feel free to call me direct at (610) 324-5240 or to learn more about the unique services I provide my clients, visit my website at http://www.JudysFineHomes.com.

Good luck in your home search and blessings to you..........

Warmly,
Judy

Judy May, Esquire, REALTOR
"A Refreshingly Different Real Estate Experience" http://www.JudysFineHomes.com
Judy.May@Century21.com
CENTURY 21 Alliance
2828 Audubon Village Drive
Audubon PA 19403
O: (610) 666-0202 x. 226
C: (610) 324-5240 (preferred)

Search 1000s of homes! http://www.CollegevileAreaHomes.com

Wed Jun 10 2009, 06:52
Pat & Nancy Zol...
Agent
Horsham, PA

Neptune, we are lifelong residents of Fort Washington, I have been a member of the Fire Company for 49 years and was President of the Board of Commissioners in Upper Dublin for 12 years, so we know Fort Washington. as for your question a Mortgage broker should be licensed in Pa and more importantly you need to be able to interact with that person, especially i f there are any issues that arise, and in today's market issues are arising. If you would like the names of some local Mortgage brokers, contact us through our web site.

Web Reference: http://www.patzollo.com
Tue Jun 9 2009, 12:33
Stacey Karp
Agent
19468

Hi Neptune,

The below answer looks quite confusing between my contact information and the picture. Somehow I was logged on as another agent in my office. Sorry about that!

Stacey Karp, Realtor, ABR, e-Pro
CENTURY 21 Alliance - Royersford
322 N. Lewis Road
Royersford, PA 19468
610-948-2100 x311- business phone
610-948-2188 - fax
610-453-2488 - cell http://www.staceykarp.com
StaceyKarp@Century21.com
Licensed in PA License # RS302275

Tue Jun 9 2009, 11:10
Stefanie Bryan
Agent
Royersford, PA

Hi Neptune,
And WELCOME TO PA! I am a Relocation Specialist and if you are in need, I would be more then have to faciliate the process of the move and your property home search. Fort Washington is a GREAT areas and have quite a few surronding areas that are also very desirable. Will you need to focus on a school distric at all??

If I can be of assistance, give me a call or shoot me an email! Thanks!

Stacey Karp, Realtor, ABR, e-Pro
CENTURY 21 Alliance - Royersford
322 N. Lewis Road
Royersford, PA 19468
610-948-2100 x311- business phone
610-948-2188 - fax
610-453-2488 - cell http://www.staceykarp.com
StaceyKarp@Century21.com
Licensed in PA License # RS302275

Tue Jun 9 2009, 11:07
Michael D Delp
Mortgage Broker
or Lender

18969

Neptune,
The Lender must be licenced in Pennsylvania. I work for a Mortgage Broker that is licenced in Pennsylvania, but I have lenders all across the country. Feel free to contact me If you need help obtaining a Mortgage.
the very best of luck to you!

Michael

Michael D Delp
Mortgage Pro
4802 Old Bethlehem Pike,
Telford Pa. 18969
Ph- 215-453-1025
Fax- 215-453-1012
Cell- 610-762-0318
michaelddelp@aol.com
michaelddelp@verizon.net
http://www.mortgagepro.instantlender.com

Tue Jun 9 2009, 11:02
Jason Diperstein
Mortgage Broker
or Lender

Haddonfield, NJ
FIRST ANSWER

Neptune,

No, you do not need the lender to be in PA. As long as the lender is licensed in that state you will be fine. If you need help with qualification or rates let me know, my mortgage bank is in NJ and does a majority of its business in NJ and PA.

Kind regards,

Jason Diperstein
E Mortgage Management
800.793.9633 ext. 156
jdiperstein@emmloans.com
http://emortgagemanagement.com/?page_id=72

Tue Jun 9 2009, 09:20

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