Educate yourself and work with a well-qualified lender and attorney team so you aren't trying to make decisions based on incomplete, confusing, or wrong information.
best of luck to you!
title search and insurance
home owners insurance and prepaid insurance will be more for larger mortgage amounts
For Condo's prepaid HOA and initiation fees
It is not a % but depending on your taxes and mortgage amount will be between $5000-$10,000