I know credit is tight but how can I obtain a mortgage loan to purchase a home worth 210K when I earn over

David Tubb
Home Buyer
California City, CA

100K and have an excellent income to debt ratio but a few dings on my credit? Is subprime even a viable alternative these days since credit is limited? My transunion score is 640 but equifax is dragging me down just under 600. I'd like to start with a subprime lender and then switch to my VA benefit which I'm eligible for down the road, I have the letter.

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