That is great news about your credit scores. Glad you are in the mood to think about purchasing a home. It is always the best bet to start with a loan office to see what type of loan you may be able to get and the amount of the loan. This will help in your quest to find the right home. By starting with a lender you will know what you will need as a down payment and what your closing cost will be. You won't look at homes that don't fit your needs and price. If you are looking for a lender I have names that you might be able to start and would be more then happy in helping you find your home.
Homestead Realty Inc
There is no charge to speak with a mortgage broker and he/she will be more qualified to give you the specific breakdowns but it seems to me you should be able to begin to look. Some questions that will be asked: Are you a first time buyer?, How much of a down payment do you have?, How long have you worked at your present job?, or are you a veteran? There are several types of mortagages available and interest rates are at an all time low. So don't hesitate and give a call.