Best to contact a mortgage broker complete a loan application and continue the process from there.
After you receive lender approval contact my office HAPPY to assist with your search lender approval governs how I can represent you in home search.
Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
Most lenders want 640.
There may be a couple of quick fixes to get those 11 points.
Here is an article I wrote. http://texashomeloanblog.com/post/1867075/rapid-rescore-your
Please give m a call if I can answer any questions about how you might be able to increase your score in a very short period of time.
(214) 763-4629 cell/text/nights/weekends
Lending all across the Great State of Texas!!
Assuming your 3 FICO scores have not changed, yes you are eligible for an FHA, VA or USDA loan. I suggest contacting a reputable mortgage professional to get a full pre-approval so you can move forward.
As long as your employment history is acceptable, your debt to income ratio's are within reason and the home actually appraises for what you are willing to pay, then you'll be OK.
Maker Capital Group, LLC
That mid score concerns me. Contact Lisa -Marie Thompson tomorrow at:
She will look in to your credit history and make the appropriate suggestions on what is needed
to bring those scores a bit. It may be a case of having some negative report challenged.
I have seen her work on files and her results are amazing.
When you are ready for a Realtor, feel free to contact me!
Lucy A. Puniwai
(214)783-6416 - Cell
(682-224-8050 - Fax
First, you should check with the credit reporting agency about the 530. Since that one is 100 points below the others, they may have an error. Something in the 530s would basically place you in the same range as folks in bankruptcy or foreclosure. Getting a loan in that situation is tough. Otherwise, you should discuss your situation with a lender who can fully qualify you to determine your eligibility for a loan of that size. You can ask a real estate broker for a referral.