If you have credit cards make sure that the balances on them are less than 50% of the credit line. Also, don't close any credit cards thinking that will impove credit scores.
These are just a few quick fixes I have encountered this pass year.
If I can be of assistance please don't hesitate to call. Thank you in advance.
Esther A. Farr, GRI
Best of Luck,
Century 21 Tenace