I can help you get pre approved for a mortgage. There are a few steps that need to be taken first. You need to make sure you get a letter of deletion from your creditors. I can put you in touch with a credit repair company that can advise you and help you in credit repair.
You need two consecutive years of work history, and pay stubs. You can use your bank or I can refer you to a bank that can provide you with a pre approval for a mortage after your credit repair is complete - usually takes 60-90days.
There are alot of programs for first time homebuyers.
Feel free to contact me with any questions on my e-mail, email@example.com or my cell 215-939-8435.
I am looking forward to hearing from you.
Have a great day!
Carol Ann Loughery, Realtor
Keller Williams Real EState
1917 Welsh Road
Philadelphia, PA 19115
215-464-8800 Ext. 1423