But , I would start with professional mortgage expert, who will pull your credit , find out what is the problem is , discuss with you , find solution and give you couple different opportunity and make sure you will fixed your credit and never ever had this problem again.
Call me and I can help you to find right solution
Mortgage expert with 20 year of experience her to help you
Andy Boryszczuk- Elite Realty
Call or email me to discuss your preference such as the size of the house, the neighborhood you want to live in... etc. Send me you phone number and email if you want me to call.
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We would have too see what you credit score is, I do have lenders I work with that lend to borrowers with a credit score as low as 500.
Call me with any questions.
Macomb County, MI
If you have bad credit you might not able to get a loan for your first choice home,unfortunately.Expect to pay a larger interest rate, there is no way around it, getting loan for a mortgage will usually be more expensive when you have bad credit. Before you decide to go and look you should consider to fix your credit history and than start looking.