you can find lenders that can help you on my website
$$$ BUYER CASH REBATE 50%-60% / SELLER DISCOUNT 50% $$$
See "ACTIVE" listings for sale in real-time from San Francisco to San Jose
Flavio Tejada, Owner/Broker, MBA-Finance, Realtor
Not sure if you are still in the market. You should try now since the rates have been dropped recently and until end of October if you lock, the rates are extremely attractive. Not sure if they may increase in November. I got 5 ARM for 2.625% (Jumbo Loan no cost) and for 30 years fixed, I got 4.125 (No cost). Looking at the current market situation, I decided to lock 30 years fixed as the rate will eventually go upward direction.
Nobody in the world can/will give you any estimation until they play around with your numbers and they know your situation etc. like FICO, Debt to income ratio.... These are basic important stuff for anybody to provide you any information.
You can talk to Omar. He is the one who did my loan. I was with WF and couldn't get what he could do it for me.
I would recommend talking face to face with a loan agent recommended to you by friends, coworkers, or recommended by a strong real estate agent. Even the best loan agent can't give you a rate without fairly detailed information.
Top 2 agent nationwide at Keller Williams Realty, the nations largest
Over 20 years experience
Over 1,000 homes sold in Santa Clara County and San Mateo County
To give you a quote on these, we would need to have the following data -
current market value of home
loan balances of both mortgages
your credit score
type of property - single family residence, townhome or condo?
I can give you a complete option list once all of this information is shared.
You can reach me directly at 408-268-2442 if you are ready to investigate fully.
Eric O. Nelson, III
Sr. Mortgage Planner
NMLS # 120412
DRE # 01258488