I believe a loan officer will look at the past two years of income, credit scores, FICO, debt ratio's and expenses before they come upon an amount you can borrow for a home. You can be pre-approved at the bank where you are presently doing business. If you would like a referral to a loan officer, send a email to my contact information below.

If you invest the money with one of my trust deeds at 12%, you would earn $ 12,000 per month interest on your money per month. Spend 1/2 of it to make payments on a million dollar home for yourself and have $ 11,000 a month to spend or save per month.

i would say in the region of 50 - 100k
:-)