Home Buying in 91104>Question Details

miodragcertic, Home Buyer in Seattle, WA

I have good credit rating and plenty of cash, but irregular income. With 40% down would anyone give me a 5 year loan?

Asked by miodragcertic, Seattle, WA Wed Apr 23, 2014

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Brian Nguyen’s answer
It can be tough to deal with an irregular income but your large down payment should allow for some flexibility. There may be some stated income or no doc loans available to you. Either way, having good credit and plenty of cash should even out your irregular income. So the best thing for you to do is to speak with a knowledgeable lender to see if you can get started on financing a new home. If you need additional assistance, feel free to reach out. Good luck!

Brian Nguyen
Sr. Mortgage Banker
NMLS # 659743
Phone: 949.667.2887
0 votes Thank Flag Link Fri Apr 25, 2014

That is a great question. Here are some articles that you may find useful:
0 votes Thank Flag Link Thu Oct 9, 2014
If you can show bank statements, I have a couple of options for you.

Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been in the mortgage business since 1987. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Jamie Lynne - http://www.bartprequalifies.com - email bart@bartprequalifies.com - 800 315 8803
0 votes Thank Flag Link Fri May 16, 2014
Hello M,

Did you find a mortgage broker?

0 votes Thank Flag Link Sat May 10, 2014
Hi miodragcertic

you should not have any issue obtaining the financing for your purchase. there are many financing available in the market place .contact any mortgage broker they will be able to help you .

Good Luck

Omar Khamisa
Loan Manager
NMLS#: 369325
Cell: 510-648-5535
Fax: 510-751-4823
We close your loan Fast & Easy
Web Reference: http://msjmortgage.com
0 votes Thank Flag Link Fri May 2, 2014
Hello M,

Call me tomorrow and I can put in contact with lenders that will give you straight answers.

0 votes Thank Flag Link Wed Apr 23, 2014
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