Cherry Creek Mortgage Company
6440 Main Street, Suite 320
Woodridge, IL 60517
Loan Officer NMLS # 847074
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best of luck!
what ever, lay it all out on paper like some sort of budget, don't become house poor, it only leads to
problems with a mate if you have one. You can never budget for you getting sick, kids getting sick so if its at all possible, have a couple of house payments hidden in a spot where you won't take that money out except for an emergency. You sould like you are a responsible person. Good Luck
I once had a client in your exact situation; we sold his Downtown Chicago condo and bought a house in Vernon Hills. I can and will accomplish this for you- for the most amount of money, in the least amount of time, with the fewest headaches. Hope to hear from you soon.
We have a lender that goes all the way down to a 620 credit score for an FHA loan which is the way you want to go. Even with that 20% down, conventional is not the way you want to go. With that amount of money down, you would be looking at a rate in the 3's. Feel free to contact us if you would like a no obligation prequal. We are closing our loans in 30 days or less (avg.) Good luck!
Are you still looking to buy and sell? Believe it or not, now is a great time for both.
You will not have as much competition for either in the winter. Less homes on the market, less people looking. Prices and interest rates are still good. I trust you have been working on increasing your credit scores.If you have any questions, feel free to contact me.
Baird & Warner
I know several honest mortgage people who will help you build your credit up before they give you a mortgage. Can also tell you about the 203K renovation loan.
Have you had a Realtor do a market analysis on your home to be sure of its value.
I will be glad to help you, if you like.
Baird and Warner
I'm here to answers questions directly if you need me.
Hometown Real Estate Group LLC
http://www.olsonmortgage.com is loan office Todd Olson at Wells Fargo. I know he will do a 620 in most cases.
Feel free to contact me by phone, text or email.
Keller Williams Success Realty