If you have a valid VISA and a lender can get a DU approval for one year findings, you should be ok. It is best to provide all your financial documentation to a lender to analzye and run a desktop underwriter to determine if one year findings will be acceptable. Most lenders will be ok with a DU approval with acceptable one year findings.
First Capital Mortgage
Direct: (310) 434-1718
Fax: (310) 451-6407
As far as the loan goes, if you worked in a related field with a different employer or as an independent contractor, a good mortgage broker may be able to make it work. If for some reason you can't get approved, here are several homes that you can pay cash for and own outright:
Let me know if you have any questions about the homes or need a recommendation for a mortgage broker.
60 % is s good down payment. I recommend to have yourself pre-qualified first since you are putting a good down payment. I can hook you up to some lenders that i currently working on right now. It will not hurt to try to pre-qualify yourself so you would know how much you will qualify or even see what you need to do to pre-qualify. Lenders will usually help you on the steps you need to do if you don't qualify right now.
Call me if you need help in finding if you qualify.