pfeifferanna, Renter in Philadelphia, PA

I have bad credit with a prior eviction. But I have a full time job and get paid well.

Asked by pfeifferanna, Philadelphia, PA Wed Feb 6, 2013

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Sheri Curci’s answer
OK Anna,

You can start on you own by...... contacting companies that you currently pay on a monthly basis and ask for a letter of good standing.

Although this is not tied in to the big 3 Lovely credit bureaus... it does show on a short term basis that your coming back as a good payer and getting back in the swing of finances again.

Look we All have our ups and downs in the volatile economy so that's why its good to start where you do best..... such as Phone, electric, gas, cable etc..... get the idea?

Check out the referenced site below for more real time rental listings too!

All the Best, John + Sheri
0 votes Thank Flag Link Wed Feb 6, 2013
Anna, Look at what I ca do for you >>>>

Call me anytime!
1 vote Thank Flag Link Tue Apr 2, 2013
Here is something you can try. The best way to do this is to find a real estate agent like myself that is willing to spend sometime and knows some investers that think outside the box. The trick is that you have to call and meet with the agent. This is test 1 for both of you if you want to work on getting a rental and have the time you will be able with the help of an agent to find one. Please be ready to hear the ward NO Thank You and no you don't have to spend a lot of money on credit reports. Please call me at 215-725-5700 X49

Philip J. Cunningham Sr
V.I.P. Realty Corporation
7942 Bustleton Ave
Philadelphia,PA 19152
Web Reference:
1 vote Thank Flag Link Wed Feb 6, 2013
Are you looking for a rental or to purchase?

A lot of times getting paid well doesn't make any difference if you are not current on any of your bills. If you can show WHY you credit is bad and you have been evicted, and show that has changed, you might be able to find a rental.

There are always going to be investors out there that will work with you, but it is going to come at a cost. You might want to down size for a year or two, get things paid off and re-establish yourself. At that point, you will be in the driver's seat and able to take control.

A lot of us have been there and have struggled with bad times. But sometimes taking that step back to get control is worth it in the long run.

Good luck.

Oh, and one more thing. Sometimes pulling your credit and having an honest conversation BEFORE paying the application fee will allow you and the landlord to get a better feel for the situation. If they say NO WAY to the scenario, then dont waste your time and money.
0 votes Thank Flag Link Sun Mar 31, 2013

For your situation, I would look at individual homes or smaller mom and pop-owned properties. Reason being, larger apartment complexes are more strict with their requirements.

I would suggest going to and to fetch your credit score and report...for FREE! This will help you bypass many application fees since it costs the landlord money to pull credit reports.

Also, if you continue to run into problems, you may want to toss some money at the landlord - upfront rent payments. Just a thought.

If you need some more help or suggestions, just give me a call or shoot me a text / email.

Tyler J. Morrison
Web Reference:
0 votes Thank Flag Link Wed Feb 6, 2013
I'm afraid to "waste" money on application fees just to be denied.
0 votes Thank Flag Link Wed Feb 6, 2013
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