There many factors that come into play. The best place to start is to speak to a mortgage lender or
bank. Nick Iannetti with Citi-Bank 347-838-0261. Good luck. If you have any other questions don't
hesitate to contact me.
718-439-1110 Ext 28
However, talk to a real lender. They can help you out most here. You actual debt levels and other factors can change this along with interest rates changing up or down.
Good luck on your journey. Just start with a lender!
Debra Albert, PA
Coldwell Banker Residential
It depends upon several more factors. First, congrats on an outstanding credit score. Your work history, income, debt to income, plus other factors will determine the decisions a lender will make.
Here is a list of mortgage calculators that can be quite helpful for buyers contemplating a purchase.
What is really important thought is to go for a full pre-approval....you will need to provide pay stubs, income tax returns, etc.
A full pre-approval means you are totally ready to purchase and are awaiting only two items; a Contract and an Appraisal. This makes you almost as good as a full cash buyer and will put any offer you make way ahead of the competition.
If you need names of mortgage brokers, I will be happy to suggest: email@example.com
Certified Buyer Representative
Century 21 Princeton Properties