Good Evening!! It is going to be most difficult to get a low with poor credit in this economy. You could possibly look for properties offering land contract terms. The home on RENSSELAER ST is currently pending and waiting to close.
Karen Paytas, GRI, CMS
Real Living Kee Realty
It sounds like you may have a very hard time finding financing unless you can find a private investor who can make you a cash loan. You should contact a lender just to see what your credit score is and what it would take to qualify for a loan. I know you may be thinking that it may be a waste of time, but it probably is best that you know exactly what you need to work on.
If you contact a lender and find out that you may not qualify for a loan for awhile, then your best option may be to look for a Land Contract or a Lease to Own. Lenders have tightened the lending rules the past few years and the minimum credit scores have risen the past few years.
If you need a lender to talk to, let me know and I will email you a contact to talk to at least.
Thanks and Good Luck,