Home Buying in Modesto>Question Details

hexago, Home Owner in Modesto, CA

I have a n ITIN number and need help to refinance in California

Asked by hexago, Modesto, CA Wed Sep 25, 2013

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Alex Greer’s answer
I can certainly help you. I am a mortgage broker so I will be working for you compared to someone at one of the big banks who does not.

Alex Greer
Loan Officer
NMLS #1056079 http://www.TheMortgageOutlet.com

0 votes Thank Flag Link Wed Sep 25, 2013
We have the ITIN program to purchase, rate and terms and cash out refinancing. contact us if you need help or have questions. some of the requirements are: photo ID (Matricula Consular may be), you need 30% down payment or 70% LTV (if refinancing) and the interest is 8.5 (30 years).


Flag Thu Oct 9, 2014
I have Wells Fargo bank contact let me know if you would like them to help you

Jain Rishab
RE/MAX Active Realty.
Short Sale And Foreclosure Resource
Phone: (510) 676-4770
1 vote Thank Flag Link Wed Sep 25, 2013
Jain, I am curios to know how much Wells Fargo pays you for the recommendations? Apparently you haven't read any of the complaints on this board and 1000's of others who have been swindled by Hells Fargo at the Better Business Bureau and Consumerist websites.
Flag Sat Sep 28, 2013
I have already check with them thank you Jain.
Flag Thu Sep 26, 2013
A lender like myself would need to know more information about your finances in order to determine whether or not your are approved. If this is your only obstacle, you should be fine. I recommend speaking to a California lender like myself. I have done plenty of loans throughout the state and I would be more than willing to help you get the loan that you need! Well I hope this helps! If you have any other questions or if you would like a loan, feel free to contact me. Good Luck! Brian Nguyen Sr. Mortgage Banker NMLS # 659743 Phone: 949.667.2887 brian.nguyen@nafinc.com
0 votes Thank Flag Link Wed Feb 19, 2014
Whatever you do, DON'T believe Wells Fargo (Hells Fargo). After being strung along for almost 6 months by those scoundrels, we were finally able to close on our refinance with NEW AMERICAN FUNDING in less than 45 days. Here's the contact information of our loan processor. He did an AMAZING job for us and is highly recommended:

David Kooner - Loan Officer - NMLS ID# 998641
New American Funding
14511 Myford Road, Suite 100
Tustin, CA 92780
Direct: 800.450.2010 x7837
Direct: 949.751.4777
Fax: 949.751.4778
Email: david.kooner@nafinc.com
Web: http://www.newamericanfunding.com
0 votes Thank Flag Link Sat Sep 28, 2013
BBVA works with ITIN but requires 65% LTV. I could be wrong, however if the servicing of your loan has been sold (most likely). I would go back to your original LO and inquire about options. My bank Primelending does not currently fund off ITIN alone.
0 votes Thank Flag Link Sat Sep 28, 2013
Hi Hexago,

There are not many lenders that will loan funds with an ITIN number, the first step will be to check in with your current lender if they will not do it then your best resource will be to check in with a Credit Union which can have a portfolio available.. although the rate that you have at 6% is good compared to some quotes that I have seen for ITIN numbers.

Buena Suerte!

Marivel Romero
REALTOR (R) Hablo Espanol

ZipRealty, Inc.
BRE #01871830

Toll Free: 1.800 CALL ZIP x8718
Cell: 209.606.7891
Fax: 866.921.3861
My Profile: http://www.ziprealty.com/agent/maromero
0 votes Thank Flag Link Sat Sep 28, 2013
Diego Hernandez
Loan Officer

NMLS 1097859

2410 Camino Ramon 359
San Ramon, CA 94583

(209) 534 4828
(925) 302 8106
0 votes Thank Flag Link Fri Sep 27, 2013
Hello hexago,

I understand your position. Hablo espanol y estoy en Modesto.

I'll see what I can do to help.
0 votes Thank Flag Link Fri Sep 27, 2013
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