Home Buying in 83822>Question Details

jessidawson, Home Buyer in Newport, WA

I have a 638 mid credit score debt to income under 34%. 3.5% down which is gifted. I only want a manufuactured home..Im in Idaho Any lenders out there

Asked by jessidawson, Newport, WA Sat Mar 2, 2013

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If it meets FHA standards, you need to find a lender that will do this...
0 votes Thank Flag Link Thu Apr 4, 2013
You were doing great until possibly the "manufactured home" part of the equation.

Is it brand new? (if so, some of the dealers have special financing)

Is it on a foundation on it's own land?

Is it newer than 1978 and a class A double wide or better?

Answers to those questions will help lenders give you a better answer.

Best of luck!
0 votes Thank Flag Link Sat Mar 2, 2013
It would seem like you are a home run for a mortgage lender. I don't think you should have a problem getting a loan. I wish I was in Newport and I could refer you to someone. Good luck!
0 votes Thank Flag Link Sat Mar 2, 2013
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